OGIRIKI PHD, T.; OGIRIKI PHD, T.; ATAGBORO PHD, MNAA, E. EMERGENCE OF FINANCIAL TECHNOLOGY AND MICRO, SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA. BW Academic Journal, [S. l.], v. 1, n. 1, p. 9, 2022. Disponível em: https://www.bwjournal.org/index.php/bsjournal/article/view/1217. Acesso em: 29 jul. 2026.